Blog

January 18, 2015 - 12:00am

Location, home features, and market value all play a role in determining what a home is worth. When a buyer and seller agree on a selling price for a home, the buyer must then get a home appraisal done.

Most lenders will require a home appraisal for a mortgage. If a borrower defaults on a loan then the lender is responsible for the property. An accurate home appraisal protects the lender and buyer from paying too high of a price for a home. In some situations however, a home will appraise for less than market value, leaving a seller stumped!

January 11, 2015 - 12:00am

Entryways. They are the catchalls of the home. Shoes, coats, keys, book bags and purses always seem to be scattered around the door. In the frantic pace of entering and exiting the home, it always ends up in a shuffled mess. This particular part of the home can be a pain to keep looking clean for showings. There are many different ways to add an organizational element to your entryway rather simply. Here are a few examples!

Benches or Stools

January 4, 2015 - 12:00am

Looking at buyers in terms of their generation and purchasing patterns is a smart business move. Different generations have different opinions on things from buying houses to education.

Millennials are the newest and largest generation moving into the real estate market. Learning how they tick and marketing your home accordingly will give you an edge in selling your home.

December 22, 2014 - 12:00am

Whether you’re looking for a quiet, family-oriented community like Richmond Hill or the sophistication and flair of big city life like Savannah, there are countless reasons why people choose to call the beautiful state of Georgia home!

Before you can decide which area you want to live in, you need to know everything you can about the different cities and neighborhoods you have to choose from in Georgia. This article will serve as your guide to living in Midway, Ga.

December 14, 2014 - 12:00am

With the variety of mortgage options available for home buyers, the entire process can seem intimidating. Listed in this article are the basic loan types an average homeowner may encounter in the mortgage process.

October 26, 2014 - 12:00am

Selling a home can result in some additional fees but it also can reward you with some great tax breaks! With the help of an accountant and the information below, you may find that you have some new deductions this tax season.

Improvements

September 28, 2014 - 12:00am

Often one of the most overlooked and glossed over areas of the home buying or selling process is the closing. A couple quick signatures and the exchange of keys might be the ideal situation but there are some important things to remember. The items below are things to keep in mind to have a smooth transaction!

August 23, 2014 - 12:00am

When you have decided to tackle the project of repainting in your home you can be sure to anticipate many decisions. In addition to hundreds of colors to choose from, you also have a handful of paint finishes to choose. Not every finish is right for every room or material you will be painting. The below descriptions should help give you a good understanding of each paint finish and where it works the best.

August 7, 2014 - 12:00am

As with many things in life, risk will always have a cost. In the mortgage industry, borrowers are the risk to lenders. Where there is risk, there is almost always a cost. This is how mortgage insurance becomes important to home buyers.

July 22, 2014 - 12:00am

Let’s face it, as a home seller there are probably things that you would like to keep to yourself, especially when it comes to problems or defects in your home. When selling though, full disclosure is best for not only yourself but also for the potential health and safety of the buyer. Here is a summary of what you need to know about a sellers disclosure.