One of the greatest gifts you can give yourself is the financial freedom that complete home equity provides. When you’re looking at your current liabilities–future mortgage payments or loans you’ve taken out for a down payment–achieving unencumbered interest might seem impossible. But with some time and a good amount of diligence, you can build your home equity to the rate of complete liberty from outstanding balances, liens, and interest rates.
Millennials know better than any other generation that buying a house is a huge commitment of time, energy, and finances. Between the quickly oscillating job market, rising student debt, and a generational desire to travel, millennials are less likely to buy a house in their ‘20s than any other age group.
Purchasing a home is one of the biggest financial steps in your life. This transition is often an investment of time, energy, and love. You might stumble across the perfect property for your needs but, as we all know, what rests inside those four walls is rarely all that encompasses the decision to close. Considering your potential home’s external environment – crime rates, convenience, and growth potential – is a crucial step in your home buying process. Here are some things to consider when looking for the right location to call home:
With the calm summer nights spent outdoors with friends and family often comes higher temperatures and even higher energy costs. Although remaining cool and comfortable indoors sometimes seems like a big expense, it doesn’t always have to be. From hiring skilled professionals to switching the setting on your ceiling fan, Teresa Cowart Team has a range of ways to prepare your house for summer.
Designers are going back to their roots and throwing it back to the ‘70s with the hottest design trends of 2018. The modern homeowner can redesign from top to bottom with bold elements radiating style or accent their space with subtle but impactful accessories. From tones and patterns to textures and materials, here is how you can achieve this year’s most popular design trends without breaking the bank.
As homes and commercial buildings consume nearly 40% of the energy used in the United States, and the average family can use up to 400 gallons of water every day, its up to the homeowners to take the right steps to help our environment. Taking the time to make small changes and research energy-efficient alternatives can be the first steps in creating a friendlier environment for you and your family. In celebration of Earth Day, here are 10 ways to go green at home:
If you find yourself needing to lease a property but don’t know where to begin – or, if the term “landlord” paints a picture of midnight maintenance calls and unreliable tenants – working with a property management company might be the perfect solution. More than just dealing with repairs and collecting the rent, these companies can be a great way to help streamline your business and free up your time.
It’s easy to be inspired to create the perfect romantic date for Valentine’s Day, but what about for the rest of the year? Here are five locally themed date night ideas to help keep the romance going well beyond Valentine’s Day!
Murder Mystery Dinner Theater
The new tax law signed into effect at the end of 2017 should provide most Americans - and homeowners - an overall tax cut, largely due to the increased standard deduction and lower marginal tax rates. To offset the cost of these cuts, Congress curtailed some provisions that specifically benefit homeowners, like deductions for mortgage interest and state and local taxes.
Finding the right home can seem like an impossible task. Once you decide on where you want to live, you have to find a home that will suit your needs for years to come. The expense of buying a home goes beyond the closing costs and your mortgage payment – homes require maintenance, updates, and repairs on a regular basis. Older appliances may stop working and need to be replaced, and small remodeling jobs can turn into giant headaches if the existing wiring isn’t up to code.