Real Estate

Winning Super Bowl Party Foods

by Teresa Cowart in Blog. Tagged:

Super Bowl Sunday is one of the largest food consumption days of the year, so whether you’re preparing to host or attend a Super Bowl party, you can be sure that along with the entertainment there will be big football-watching spreads. Here are a few quick and easy winning Super Bowl party foods that will help…

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Why Could My Home Appraise For Less Than Market Value?

by Teresa Cowart in Blog,For Home Buyers,For Home Sellers. Tagged:

Location, home features, and market value all play a role in determining what a home is worth. When a buyer and seller agree on a selling price for a home, the buyer must then get a home appraisal done. Most lenders will require a home appraisal for a mortgage. If a borrower defaults on a…

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Organizing Your Entryway For Home Showings

by Teresa Cowart in Blog,For Home Sellers,Home Sale Preparation. Tagged:

  Entryways. They are the catchalls of the home. Shoes, coats, keys, book bags and purses always seem to be scattered around the door. In the frantic pace of entering and exiting the home, it always ends up in a shuffled mess. This particular part of the home can be a pain to keep looking…

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How to Best Prepare Your Home for Millennial Buyers

by Teresa Cowart in Blog,For Home Sellers,Home Sale Preparation. Tagged:

Looking at buyers in terms of their generation and purchasing patterns is a smart business move. Different generations have different opinions on things from buying houses to education. Millennials are the newest and largest generation moving into the real estate market. Learning how they tick and marketing your home accordingly will give you an edge…

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Mortgage Options for Buyers

by Teresa Cowart in Blog,For Home Buyers,Mortgage. Tagged:

With the variety of mortgage options available for home buyers, the entire process can seem intimidating. Listed in this article are the basic loan types an average homeowner may encounter in the mortgage process. Conventional Loans Conventional loans are loans that the US government does not insure and they follow the guidelines set forth by…

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How To Survive a Real Estate Closing

by Teresa Cowart in Blog,For Home Buyers,For Home Sellers. Tagged:

Often one of the most overlooked and glossed over areas of the home buying or selling process is the closing. A couple quick signatures and the exchange of keys might be the ideal situation but there are some important things to remember. The items below are things to keep in mind to have a smooth…

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Understanding Mortgage Insurance; A Guide for Home Buyers

by Teresa Cowart in Blog,For Home Buyers,Mortgage. Tagged:

As with many things in life, risk will always have a cost. In the mortgage industry, borrowers are the risk to lenders. Where there is risk, there is almost always a cost. This is how mortgage insurance becomes important to home buyers. What is Mortgage Insurance? PMI or Private Mortgage Insurance is a premium that…

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Sellers Disclosure: What You Need to know

by Teresa Cowart in Blog,For Home Sellers,Home Sale Preparation. Tagged:

Let’s face it, as a home seller there are probably things that you would like to keep to yourself, especially when it comes to problems or defects in your home. When selling though, full disclosure is best for not only yourself but also for the potential health and safety of the buyer. Here is a…

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10 Common Mistakes of First-Time Homebuyers

by Teresa Cowart in Blog,For Home Buyers,Mortgage. Tagged:

  Being a first-time home buyer is an exciting time as you prepare for your future in a beautiful new home! It’s easy to get wrapped up in the fun of house hunting, that you forget to think about some important things. From hidden costs, to realtor quality, here are 10 common mistakes first-time home…

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