Mortgage

Consequences of Missing A Mortgage Payment

by Teresa Cowart in Blog,For Homeowners,Mortgage,Savannah Area. Tagged:

A mortgage is an important financial commitment that homeowners make and the payment is often the most expensive in the household budget. From time to time people may suffer from financial stress and be tempted to skip a mortgage payment to make ends meet. Below is valuable information on why it is imperative to keep…

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4 Home Buyer Mistakes Not To Make With Holiday Gift Money

by Teresa Cowart in Blog,For Home Buyers,Mortgage. Tagged:

One of the most important things for a home buyer to prepare for is the down payment on a mortgage. Some home buyers may be fortunate enough to be receiving monetary gifts this holiday season to put towards there home. With gift money, there are a few things to keep in mind to ensure the…

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How To Overcome Closing Date Delays

by Teresa Cowart in Blog,For Home Buyers,Mortgage. Tagged:

The entire home buying process entails a lot of time and decision making. When it comes down to the real estate closing, it can almost seem like everything is finally in the clear. Unfortunately, as with most things, not all closings go perfectly and could have delays that might put buyers on edge. Below are…

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Purchasing A Home While Self-Employed

by Teresa Cowart in Blog,For Home Buyers,Mortgage. Tagged:

Many people have situations in life that may pose as challenging to the mortgage process, one being the self-employed individual. Below is a general guide for the self-employed on the ins and outs of preparing for a mortgage. The Income Challenge In a nutshell the biggest challenge for the self-employed in purchasing a home is…

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6 Top VA Mortgage Mistakes Made by Military and Veteran Home Buyers

by Teresa Cowart in Blog,For Home Buyers,Mortgage. Tagged:

VA Loans are great options offered to our Military Men and Women in providing them with affordable ways to purchase a home. Below is a list of 6 common mistakes made in the VA Mortgage process and helpful resources from realtor and mortgage experts. Worrying About PMI With conventional mortgages, if applicants can not put…

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Co-signing on a Mortgage Loan; Good or Bad?

by Teresa Cowart in Blog,For Home Buyers,Mortgage. Tagged:

Taking out a mortgage is a big financial commitment whether going it alone or with a spouse or significant other. In some mortgage situations, the topic of co-signing may come up. Should you co-sign or not? This article will go over the pros and cons of both sides in order to help a buyer (applicant…

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Home Mortgage and Refinance Scams to Watch Out For

by Teresa Cowart in Blog,For Homeowners,Mortgage. Tagged:

With interest rates being as low as they are, applying for a mortgage or refinancing are attractive options for many. Unfortunately, there many scams geared towards homeowners and their financing issues. Here are some of the most common refinancing and mortgage related scams to watch for. House Flipping & Inflated Appraisals House flipping is a…

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Refinancing Requirements and Steps

by Teresa Cowart in Blog,For Homeowners,Mortgage. Tagged:

When Should I Refinance? Most people choose to refinance if they need their mortgage payments to be a little less every month or they would like to reduce the amount of interest they pay throughout their mortgage term. Consolidating a mortgage and a home equity loan to help even out payments is another reason people…

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