Home Buying

How To Overcome Closing Date Delays

by Teresa Cowart in Blog,For Home Buyers,Mortgage. Tagged:

The entire home buying process entails a lot of time and decision making. When it comes down to the real estate closing, it can almost seem like everything is finally in the clear. Unfortunately, as with most things, not all closings go perfectly and could have delays that might put buyers on edge. Below are…

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Purchasing A Home While Self-Employed

by Teresa Cowart in Blog,For Home Buyers,Mortgage. Tagged:

Many people have situations in life that may pose as challenging to the mortgage process, one being the self-employed individual. Below is a general guide for the self-employed on the ins and outs of preparing for a mortgage. The Income Challenge In a nutshell the biggest challenge for the self-employed in purchasing a home is…

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Co-signing on a Mortgage Loan; Good or Bad?

by Teresa Cowart in Blog,For Home Buyers,Mortgage. Tagged:

Taking out a mortgage is a big financial commitment whether going it alone or with a spouse or significant other. In some mortgage situations, the topic of co-signing may come up. Should you co-sign or not? This article will go over the pros and cons of both sides in order to help a buyer (applicant…

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Rent-to-Own a Home Purchase Option: Is it right for me?

by Teresa Cowart in Blog,For Home Buyers. Tagged:

Owning a home is a dream for many. Often when prospective buyers and current renters start considering home ownership, start number crunching and analyzing the ups and downs of this life changing chapter, they ponder the rent-to-own option. This particular method of home buying can be a wonderful option. Below are some situations where renting…

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Home Buyers Guide to Sweetening the Offer

by Teresa Cowart in Blog,For Home Buyers. Tagged:

Coming up with a reasonable and fair offer in a real estate transaction is tricky enough but when it is a seller’s market, it gets that much more complicated. Here are some ways for a buyer to make an enticing offer to a seller without sacrificing contingencies and inspections! What is a Seller’s Market? First,…

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